The Smarter Way to Receive Funding For Your Business

Pay Stream Services supports small & medium businesses with tailored funding solutions. From managing daily operations to scaling for the future, we’re here to help you achieve your vision with speed and simplicity.

Lock in Your Offer Today

* No impact on your credit score

Enter Your Business Name *

Enter Requested Funding Amount *

$

Enter Average Monthly Revenue *

$

Do You Have a Business Bank Account *

Yes

No

What is your Entity Type? *

Enter Your Full Name *

Enter Your Email Address *

Enter Your Phone Number *

What is Your Primary Purpose of Funding? *

Select Your Industry *

Describe Your Business In a Few Words *

example: Provide IT Services

Business Formation Date *

What Is Your Ownership %? *

Select Your Credit Score Range *

Enter Your Date of Birth *

Enter Social Security Number - SSN *

Enter Business Physical Address

Address

Street Address *

City *

State *

Postal code *

Enter Business Tax-ID (EIN) *

Do You Currently Have an MCA Loan? *

Have You Previously Defaulted on a Business Loan? *

Upload Last Month Bank Statement *

Upload Previous Month Bank Statement *

Please Sign Application *

Clear

Approval within 24 hours

Same-Day Funding

minimum 500 fico

Approval within 24 hours

Same-Day Funding

minimum 500 fico

OUR FUNDING OPTIONS

Find the Perfect Loan Solution for Your Business

At Pay Stream Services, we understand that businesses change and grow. That’s why we offer a variety of loan solutions to support businesses at every stage of their journey.

Line of Credit

$20k - $3m

Term ........................................ 12 - 30 months

Annual Rate ....................... From 8.99%

Payments ........................... Weekly/Monthly

Min Credit Score............. 620

A business line of credit provides flexible access to funds for managing cash flow, covering expenses, or seizing growth opportunities. It’s ideal for small businesses or startups needing quick capital without fixed loan terms. Entrepreneurs value its versatility, paying interest only on borrowed amounts, ensuring financial agility and operational stability.

Enter Your Business Name *

Enter Requested Funding Amount *

$

Enter Average Monthly Revenue *

$

Do You Have a Business Bank Account *

Yes

No

What is your Entity Type? *

Enter Your Full Name *

Enter Your Email Address *

Enter Your Phone Number *

What is Your Primary Purpose of Funding? *

Select Your Industry *

Describe Your Business In a Few Words *

example: Provide IT Services

Business Formation Date *

What Is Your Ownership %? *

Select Your Credit Score Range *

Enter Your Date of Birth *

Enter Social Security Number - SSN *

Enter Business Physical Address

Address

Street Address *

City *

State *

Postal code *

Enter Business Tax-ID (EIN) *

Do You Currently Have an MCA Loan? *

Have You Previously Defaulted on a Business Loan? *

Upload Last Month Bank Statement *

Upload Previous Month Bank Statement *

Please Sign Application *

Clear

Long-Term Loan

$50k - $3m

Term ........................................ 36 - 120 months

Annual Rate ........................ From 5.99%

Payments ..............................Monthly

Min Credit Score............... 650

A long-term business loan offers large funding with extended repayment terms, perfect for established businesses planning major investments like equipment or expansion. It provides predictable repayments and lower monthly costs, ensuring financial stability. Ideal for businesses with steady revenue, it supports long-term growth and enhances operational flexibility.

Enter Your Business Name *

Enter Requested Funding Amount *

$

Enter Average Monthly Revenue *

$

Do You Have a Business Bank Account *

Yes

No

What is your Entity Type? *

Enter Your Full Name *

Enter Your Email Address *

Enter Your Phone Number *

What is Your Primary Purpose of Funding? *

Select Your Industry *

Describe Your Business In a Few Words *

example: Provide IT Services

Business Formation Date *

What Is Your Ownership %? *

Select Your Credit Score Range *

Enter Your Date of Birth *

Enter Social Security Number - SSN *

Enter Business Physical Address

Address

Street Address *

City *

State *

Postal code *

Enter Business Tax-ID (EIN) *

Do You Currently Have an MCA Loan? *

Have You Previously Defaulted on a Business Loan? *

Upload Last Month Bank Statement *

Upload Previous Month Bank Statement *

Please Sign Application *

Clear

Working Capital

$10k - $3m

Term ......................................... 1 - 24 months

Annual Rate ........................ From 13.99%

Payments ............................. Daily/Weekly

Min Credit Score............... 500

A business working capital loan provides short-term funding to cover operational expenses like payroll, rent, or inventory. It’s ideal for small businesses facing seasonal fluctuations or cash flow gaps. Entrepreneurs benefit from quick access to funds, ensuring smooth operations and meeting immediate financial needs without disrupting long-term growth plans.

Enter Your Business Name *

Enter Requested Funding Amount *

$

Enter Average Monthly Revenue *

$

Do You Have a Business Bank Account *

Yes

No

What is your Entity Type? *

Enter Your Full Name *

Enter Your Email Address *

Enter Your Phone Number *

What is Your Primary Purpose of Funding? *

Select Your Industry *

Describe Your Business In a Few Words *

example: Provide IT Services

Business Formation Date *

What Is Your Ownership %? *

Select Your Credit Score Range *

Enter Your Date of Birth *

Enter Social Security Number - SSN *

Enter Business Physical Address

Address

Street Address *

City *

State *

Postal code *

Enter Business Tax-ID (EIN) *

Do You Currently Have an MCA Loan? *

Have You Previously Defaulted on a Business Loan? *

Upload Last Month Bank Statement *

Upload Previous Month Bank Statement *

Please Sign Application *

Clear

Short-Terms Loan

$10k - $2m

Term ........................................ 6 - 24 months

Annual Rate ....................... From 11.99%

Payments ........................... Daily/Weekly/Monthly

Min Credit Score............. 550

A business short-term loan offers quick funding with fast repayment, typically within a year. It’s ideal for businesses needing immediate cash for emergencies, inventory, or short-term opportunities. With faster approval and flexible use, it’s best suited for companies with urgent needs and the ability to repay quickly without long-term commitment.

Enter Your Business Name *

Enter Requested Funding Amount *

$

Enter Average Monthly Revenue *

$

Do You Have a Business Bank Account *

Yes

No

What is your Entity Type? *

Enter Your Full Name *

Enter Your Email Address *

Enter Your Phone Number *

What is Your Primary Purpose of Funding? *

Select Your Industry *

Describe Your Business In a Few Words *

example: Provide IT Services

Business Formation Date *

What Is Your Ownership %? *

Select Your Credit Score Range *

Enter Your Date of Birth *

Enter Social Security Number - SSN *

Enter Business Physical Address

Address

Street Address *

City *

State *

Postal code *

Enter Business Tax-ID (EIN) *

Do You Currently Have an MCA Loan? *

Have You Previously Defaulted on a Business Loan? *

Upload Last Month Bank Statement *

Upload Previous Month Bank Statement *

Please Sign Application *

Clear

SBA Business Loan

$50k - $5m

Term ........................................ 12 - 120 months

Annual Rate ........................ From 7.99%

Payments ..............................Weekly/Monthly

Min Credit Score............... 620

A business SBA loan, backed by the U.S. Small Business Administration, offers low-interest, long-term funding for various needs, from expansion to equipment. It’s ideal for small businesses seeking affordable financing with flexible terms. Entrepreneurs benefit from easier qualification, making it perfect for growth-focused businesses with strong potential but limited resources.

Enter Your Business Name *

Enter Requested Funding Amount *

$

Enter Average Monthly Revenue *

$

Do You Have a Business Bank Account *

Yes

No

What is your Entity Type? *

Enter Your Full Name *

Enter Your Email Address *

Enter Your Phone Number *

What is Your Primary Purpose of Funding? *

Select Your Industry *

Describe Your Business In a Few Words *

example: Provide IT Services

Business Formation Date *

What Is Your Ownership %? *

Select Your Credit Score Range *

Enter Your Date of Birth *

Enter Social Security Number - SSN *

Enter Business Physical Address

Address

Street Address *

City *

State *

Postal code *

Enter Business Tax-ID (EIN) *

Do You Currently Have an MCA Loan? *

Have You Previously Defaulted on a Business Loan? *

Upload Last Month Bank Statement *

Upload Previous Month Bank Statement *

Please Sign Application *

Clear

Merchant Cash Advance

$10k - $1m

Term ......................................... 1 - 24 months

Annual Rate ........................ From 14.99%

Payments ............................. Daily/Weekly

Min Credit Score............... 500

A merchant cash advance provides upfront funds repaid through a percentage of future sales. It’s ideal for businesses with consistent credit card transactions needing quick, flexible funding solutions. Perfect for handling cash flow gaps or unexpected expenses, it suits businesses without strong credit but with steady revenue to ensure repayment.

Enter Your Business Name *

Enter Requested Funding Amount *

$

Enter Average Monthly Revenue *

$

Do You Have a Business Bank Account *

Yes

No

What is your Entity Type? *

Enter Your Full Name *

Enter Your Email Address *

Enter Your Phone Number *

What is Your Primary Purpose of Funding? *

Select Your Industry *

Describe Your Business In a Few Words *

example: Provide IT Services

Business Formation Date *

What Is Your Ownership %? *

Select Your Credit Score Range *

Enter Your Date of Birth *

Enter Social Security Number - SSN *

Enter Business Physical Address

Address

Street Address *

City *

State *

Postal code *

Enter Business Tax-ID (EIN) *

Do You Currently Have an MCA Loan? *

Have You Previously Defaulted on a Business Loan? *

Upload Last Month Bank Statement *

Upload Previous Month Bank Statement *

Please Sign Application *

Clear